Such a report is a great way of tackling identity theft, wherein hackers use criminal methods to steal someones personal and financial information for their own benefit. To get the 3 credit reports is optional.
>>>You are entitled to receive a free credit report from the national credit bureaus once a year.Check if The Credit Report is AccurateGo through the credit report carefully to check for any instances of identity theft.
>>>If your request for a free credit report is denied, contact the credit reporting agency (CRA). Often times, they require a missing information from you or rectification for an incorrect one on your application to provide you with a free credit report.
>>>Your credit report provides a snapshot of your credit history and your overall financial health. Credit reports help lenders decide whether or not to lend you money or extend your line of credit and what interest rate they will charge you.
>>>Due to Prospers soft credit checks, there will be no effect on the credit report if you are only looking to check your interest rates.
>>>Identity protection proves to be a beneficial investment as it also offers monitoring services for your credit report with major credit bureaus.
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