If there’s one thing time has taught us, it is that the future is uncertain, and one should always plan for a safe and comfortable future. And what can be a better option than IRA funds to support a person in his retirement days? There are many IRA funds in the market, and choosing a fund that suits you can be difficult. Here, we’ve listed five ideal IRA funds you can trust and invest in. 

Fidelity Investments
Fidelity’s retirement plans are prevalent among investors because of their low cost, investment management choices, and educational resources such as extensive tools and leading and thorough research from more than 20 independent providers. 

With Fidelity, one can get retirement plans based on goals, timelines, and investment preferences. Some of the IRA Account types available are Traditional IRA, Roth IRA, Rollover IRA, Inherited IRA, Inherited Roth IRA, Simplified employee pension (SEP) IRA, Self-employed 401(k), SIMPLE IRA, 401(k) plan for small businesses, and Roth IRA for kids. It is pertinent to note that there are no minimum amount requirements for the aforesaid accounts. You can have a self-directed, advisor-driven, or automated IRA account. 

Betterment 
Betterment can be the best option if you want an automated and customized IRA account. It also provides additional features such as regular progress tracking and goal setting wherein you can allot specific goals to each portfolio and then have multiple strategies to operate them, and sync external retirement accounts with a Betterment account to have a full picture of your retirement planning. The types of accounts available are Traditional IRA, Roth IRA, Rollover IRA, Inherited IRA, and Simplified employee pension (SEP) IRA. 

In addition, Betterment provides Premium users unlimited access to a financial advisor with fees ranging from $199 to $299. 

Charles Schwab
What makes Charles Schwab stand out among its contenders are two of its key features. They are wide-ranging trading tools and investment options and extensive ETF screening with various options such as filters, portfolio builders, and many other selection criteria, including SRI. 

It also offers Robo-advisor Schwab Intelligent Portfolios that are automated and don’t require a fee. The premium version of the same, however, is available for a fee. For more active investors, Schwab provides the Trading platform StreetSmart Edge. Some of the account types available are Traditional IRA, Roth IRA, Rollover IRA, Inherited IRA, Custodial IRA, Simplified employee pension (SEP) IRA, Self-employed 401(k), SIMPLE IRA, 401(k) plan, Personal defined benefit plan, and Company retirement account (CRA). These accounts mandate a $0 minimum deposit for active investing.  

M1 Finance
The main goal of M1 Finance is to automate portfolio management. It’s a good option for investors who want to automate in alignment with risk appetite and management, allocation preferences, and diversification goals. 

This option is more suitable for self-directed investors as there’s no professional advice available. The investors get two options: they can select portfolios from pre-built portfolios called “pies” or make their strategies. 

Merrill Edge IRA
Merrill Edge works in full cooperation with Bank of America, allowing for more personalization and incorporating the retirement accounts from both companies. Here, investors get options of self-guided, Robo-advisor, and financial advisor experiences services. Its Fund Story feature allows self-directed users to better  understand their portfolios, investment plans, and decisions. The account types provided are Traditional IRA, Roth IRA, Rollover IRA, Inherited IRA, Simplified employee pension (SEP) IRA, SIMPLE IRA, and Self-employed 401(k). 

You can select any IRA of your choice per your needs and goals from this list and move towards better retirement planning, tax benefits, and an overall secured future.